• Kadakkarappally, Cherthala

  • +91 0478 2822281

  • kadakkarapallyscb1125@gmail.com

ADMINISTRATIVE HIERARCHY

ADMINISTRATIVE HIERARCHY

The administrative hierarchy of Kadakkarappally Service Co-operative Bank is structured to ensure effective governance, strong internal control, and smooth day-to-day operations. This well-defined system enables clear delegation of authority, accountability at all levels, and strict compliance with statutory and regulatory requirements.

GENERAL BODY

The supreme authority of the Bank comprising all members, responsible for electing the Board and approving major policy decisions.

BOARD OF DIRECTORS


The democratically elected governing body that formulates policies, oversees management, and ensures compliance with cooperative laws and byelaws.

PRESIDENT


The head of the Board who provides leadership, presides over meetings, and ensures effective implementation of Board decisions.

ASSISTANT SECRETARY

Supports the Secretary in administrative and operational functions and ensures smooth coordination among departments.

BRANCH MANAGER


Manages branch-level operations, customer services, and implementation of policies in day-to-day banking activities.

INTERNAL AUDITOR


Ensures financial discipline, internal control, and compliance through regular audit and reporting mechanisms.

Clerical Staff

Handles routine banking transactions, documentation, and customer service functions efficiently.

Support Staff

Provides essential operational and maintenance support to ensure the smooth functioning of the Bank.

Accessible Banking Services Built on Trust and Cooperation

Our Quality Services to the Community and Members

Ensure affordable, transparent, and reliable financial solutions, supporting members through inclusive services, ethical practices, and strong community relationships.

Our Services

  • Mobile Banking

    We offer secure mobile banking services enabling easy, fast, and convenient transactions anytime, anywhere.

  • Deposit Services

    Safe and flexible deposit options that help members save confidently and achieve financial stability.

  • Loan Services

    Loan solutions designed to support personal needs, business growth, agriculture, and housing aspirations.

  • Chitty Schemes

    This offer disciplined savings, assured financial support, and reliable funds to meet personal and family needs.

  • Locker Facility

    Secure locker facility ensuring safe storage of your valuables with complete peace of mind.

  • Social Services

    Promoting community welfare through inclusive initiatives and sustainable development for societal well-being.