Loan Services

CBOL (CO-OPERATIVE BANK OTHER LOANS)

 

  • Rate of Interest: As per circulars issued by the Registrar
  • Repayment Period: Maximum 60 months
  • Security: Collateral security as applicable

GOLD LOAN

 

  • Purpose: General purposes
  • Rate of Interest: As per Registrar’s circulars
  • Repayment Period: 12 months
  • Security: Pledge of gold ornaments.

AGRICULTURAL GOLD LOAN (AGL)

 

  • Purpose: Agricultural activities
  • Maximum Amount: Up to ₹2,00,000
  • Rate of Interest: As per Registrar’s circulars
  • Repayment Period: 12 months
  • Documents / Security: Aadhaar Card and Land Tax Receipt.

OTHER LOANS (OL)

 

  • Eligibility: Government and Semi-Government employees
  • Security: Salary Certificate
  • Maximum Period: 60 months
  • Maximum Amount: As prescribed in the Bank’s Byelaws.

HOUSING LOAN (HL)

 

  • Maximum Loan Amount: ₹10,00,000
  • Rate of Interest: 10% per annum
  • Repayment Period: Up to 10 years

SHG / SHGOL – SELF HELP GROUP LOAN

 

  • Issued To: Registered Self Help Groups
  • Minimum Members: 10 persons
  • Loan Amount & Interest: As per Registrar’s circulars

MML – MUTTATHE MULLA LOAN

 

  • Issued To: Registered Self Help Groups
  • Minimum Members: 10 persons
  • Loan Amount & Interest: As per Registrar’s circulars

KGL – KRISHI GROUP LOAN

 

  • Issued To: Krishi (Agricultural) Groups
  • Purpose: Agricultural and allied activities
  • Terms: As per Registrar’s circulars

CONSUMER LOAN (CL)

 

  • Purpose: Purchase of consumer durable goods
  • Terms: As per Bank norms and statutory guidelines

EMERGENCY LOAN

 

  • Maximum Amount: ₹1,000
  • Security: Member surety
  • Purpose: Immediate emergency needs
  • Our Services

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  • Our cooperative bank ensures timely customer service through quick responses, efficient support, and a strong commitment to meeting members’ financial needs.

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Monday - Saturday
09:30 AM - 04:30 PM
Cash Transactions
09:30 AM - 04:00 PM
Sunday
Closed

Working Hours

Our working hours are Monday to Saturday from 9:30 AM to 4:30 PM. Cash transactions are accepted until 4:00 PM. The bank remains closed on Sundays for regular operations and customer services.

KADAKKARAPPALLY SERVICE CO-OPERATIVE BANK LTD. 1125

KADAKKARAPPALLY P O
CHERTHALA, ALAPPUZHA
KERALA – 688 529

Phone
Main Branch : +91 0478 2822281
Alunkal Branch: +91 0478 2812281

email: kadakkarapallyscb1125@gmail.com